Ex-Tropical Cyclone Alfred: Support Guide for Affected Individuals and Businesses
Ex-Tropical Cyclone Alfred has left many communities facing significant challenges. At Vista Financial, we understand how overwhelming it can be to navigate recovery options. This guide outlines key financial support programs available for individuals, families, small businesses, and primary producers in NSW and QLD.
Immediate Support Options
Hardship Assistance from Your Bank
Most banks offer short-term relief, including fee waivers, loan restructuring, and repayment pauses. Contact your bank early to discuss options. For a full list of bank support programs, visit the Australian Bankers Association.
Tax Implications of Disaster Payments
Most disaster grants and insurance payouts may be taxable. Review the ATO’s guidelines or contact our team for personalized advice.
Summary of Key Support Programs
| Support Type | Details | How to Apply |
|---|---|---|
| Disaster Recovery Payment | 1,000/adult,400/child under 16 | Services Australia |
| Disaster Recovery Allowance | Income support for 13 weeks (like JobSeeker) | Services Australia |
| NSW Essential Household Goods Grant | Up to $18,000 for uninsured households | Call Revenue NSW: 1300 069 550 |
| QLD Structural Assistance Grant | Up to $80,000 for home repairs | QLD Community Portal |
Support for Individuals & Families
NSW Grants
Personal Hardship Assistance: 180perperson+180 per dependent (up to 4).
Structural Repair Grant: Covers repairs to make homes habitable.
Access Grant: Up to $50,000 for damaged private accessways.
Eligibility: Must reside in declared disaster areas and meet income tests. Learn more on the NSW Government site.
QLD Grants
Emergency Hardship Assistance: Up to $900 per family for essentials.
Essential Services Safety Grant: $4,200 for reconnecting power, water, etc.
Eligibility: Check disaster-declared areas and income thresholds on the QLD Government site.
Business & Primary Producer Support
NSW Low-Interest Loans
Up to $130,000 for small businesses and primary producers.
Two-year interest-free period available.
Apply via Service NSW.
QLD Working Capital Loans
Up to $100,000 to cover salaries, rent, and operational costs.
Apply via QRIDA.
Important Disclaimer
This information is general and not intended as financial, tax, or legal advice. Vista Financial does not verify third-party data. We recommend consulting a professional before making decisions.
Need Help Applying? Our team at Vista Financial is here to guide you. Reach out today.
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